CMR insurance · Carrier liability

CMR Insurance — Carrier Liability in Road Freight Transport

CMR insurance covers the carrier's liability for loss or damage to goods during international road transport. Ecotech MaxSpeed carries out transport across Europe with €1,200,000 CMR insurance. Below we explain what it covers, the compensation limit, and when additional cargo insurance may be needed.

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Ecotech MaxSpeed CMR insurance policy – EUR 1,200,000 cover across Europe
Ecotech MaxSpeed's CMR insurance policy, with EUR 1,200,000 cover on the international road transport we operate across Europe.

What is CMR insurance?

CMR insurance is the road carrier's liability policy, covering the carrier's liability for the loss, damage or deterioration of goods during international road transport. It protects within the carrier's legal limits of liability.

Key point: CMR insurance covers the carrier's liability, not automatically the full commercial value of the goods in all situations. It differs from cargo insurance, which covers the value of the goods themselves.

What does CMR insurance cover?

Loss of goods

Total or partial loss of the goods during transport, within the limits of CMR liability.

Damage to goods

Damage caused to the goods during transport, through the carrier's fault.

Deterioration of goods

Deterioration of the goods in transit, covered within the carrier's limits of liability.

Carrier's liability

The carrier's legal liability towards the goods during international road transport.

What does CMR insurance NOT cover?

  • The full commercial value in all situations — CMR compensation is limited by weight and can be lower than the actual value of the goods.
  • Situations where the carrier is not legally liable — CMR insurance covers the carrier's liability, not every risk to the goods.
  • Risks covered by cargo insurance — cover for the full value of the goods is provided by a separate cargo policy.

The exact terms of cover depend on the policy in force and the circumstances of each shipment. We can provide information for your specific case.

CMR insurance vs cargo insurance: what's the difference?

CMR insurance

  • Covers the carrier's liability
  • Compensation limited by weight (approx. 8.33 SDR/kg)
  • Taken out by the carrier
  • Applies if the carrier is liable

Cargo insurance

  • Covers the value of the goods themselves
  • Cover up to the full insured value
  • Taken out by the goods owner
  • Can also cover cases without carrier fault

In short: CMR insurance protects the carrier within its limits of liability, while cargo insurance protects the value of the goods for the owner. The two are complementary — for goods of high value relative to weight, they are used together.

When is additional cargo insurance recommended?

  • When the commercial value of the goods exceeds the weight-based CMR compensation limit.
  • For goods of high value relative to weight — for example electronics, pharmaceuticals, high-value components.
  • When you want cover for the full value of the goods, beyond the CMR limit.
  • When you want cover for situations where the carrier is not legally liable.

We can advise you on when additional cargo insurance is useful for your shipment.

Why Ecotech MaxSpeed

✓ €1,200,000 CMR insurance

CMR cover of €1.2 million on the international road transport we carry out.

✓ Operating since 2019

Experience in international road transport across Europe since 2019.

✓ Over 500 verified partners

A network of verified carriers and logistics partners across Europe.

✓ Existing certifications

Certified systems, complemented by experience in European transport.

✓ 24/7 availability

Dispatch available around the clock for requests and coordination.

✓ European transport experience

Road transport throughout Europe, with valid CMR insurance on the routes operated.

Frequently asked questions

What is CMR insurance?
CMR insurance is the road carrier's liability policy, covering the carrier's liability for loss, damage or deterioration of goods during international road transport. It protects within the carrier's legal limits of liability, not the full commercial value of the goods in all situations.
Is CMR insurance mandatory?
In international road freight, CMR insurance is the standard that professional carriers use to cover their liability for the goods. Ecotech MaxSpeed operates with €1,200,000 CMR insurance.
What is the CMR compensation limit?
Compensation under CMR liability is limited and calculated according to the weight of the goods, following the international standard (approximately 8.33 SDR per kg), not the commercial value of the goods. For goods of high value relative to weight, additional cargo insurance may be advisable.
Does CMR insurance cover the full value of the goods?
Not in all situations. CMR insurance covers the carrier's liability up to the weight-based limit, which can be lower than the full commercial value of the goods. To cover the full value, cargo insurance is used.
What is the difference between CMR insurance and cargo insurance?
CMR insurance covers the carrier's liability and is limited by weight; it is taken out by the carrier. Cargo insurance covers the value of the goods themselves, is taken out by the goods owner, and can also cover situations where the carrier is not legally liable. The two are complementary.
Who is liable for goods damaged during transport?
In international road transport, the carrier is liable for the goods within the limits of CMR liability, if the loss or damage occurred through its fault during transport. CMR insurance covers this liability.
When is additional cargo insurance needed?
Additional cargo insurance is advisable when the commercial value of the goods exceeds the weight-based CMR compensation limit — for example electronics, pharmaceuticals or other goods of high value relative to weight — or when you want cover for the full value.
How is compensation applied in case of loss?
In the event of a covered loss or damage, compensation is set within the limits of CMR liability, based on the transport documents and the assessment of the damage. We recommend contacting us for details relating to a specific situation.
Does CMR insurance apply in all European countries?
CMR liability applies to international road freight between the European countries in which we operate. Ecotech MaxSpeed carries out transport throughout Europe, with valid CMR insurance on the routes operated.
What CMR cover does Ecotech MaxSpeed have?
Ecotech MaxSpeed operates with €1,200,000 CMR insurance, active on the international road transport we organise and carry out in Europe.
How can I request more information about insurance?
You can contact us by phone at +40 786 222 055 or by email at office@max-speed.eu. Dispatch available 24/7.

The CMR Convention provides the legal framework governing international road freight contracts, while CMR insurance is a separate risk-management instrument. Understand the legal framework of international road freight transport.

Transport with €1,200,000 CMR insurance

Phone: +40 786 222 055 · Email: office@max-speed.eu · Dispatch 24/7

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